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India & Africa โ€” Live in 12 Languages

Score My Biz
In 5 Minutes

Enter 7 numbers. Get your complete Business Health Score instantly. No accountant needed. Works for every small business across India and Africa.

0/ 100
SHARMA GENERAL STORE โ€” OCT 2026
๐ŸŸข Business is Healthy
Sales: Good
Collections: Slow
Cash: Positive
โœ“ Free to start โœ“ No credit card โœ“ 5 minutes only โœ“ 12 languages โœ“ Works offline
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Small Businesses โ€” India & Africa
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Have No Health Monitoring
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Minutes To Get First Score
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Languages Supported
โ‚น0 / โ‚ฆ0
To Start โ€” Forever Free
The Problem

You work 14 hours a day.
But is your business actually healthy?

Most small business owners in India and Africa have no way to know if their business is growing, struggling, or silently dying โ€” until it's too late.

๐Ÿ‘จโ€๐Ÿ’ผ

No Accountant

CA/accountants cost โ‚น5,000โ€“50,000/month. Most small businesses can't afford one โ€” or get reports only once a year when it's already too late to act.

๐Ÿ“Š

Software Too Complex

Tally and Zoho were built for accountants โ€” not for the kirana owner who just needs one answer: am I profitable this month?

๐Ÿ’ธ

Cash Gets Stuck

Lakhs stuck in customer dues โ€” and nobody flags it until suppliers stop giving credit and the business is in crisis.

๐Ÿ“‰

Wrong Decisions

When to hire? When to expand? When to approach a bank? Without data, every decision is a costly guess.

How It Works

Three steps. Five minutes. Complete clarity.

No accounting knowledge needed. Just your numbers โ€” we do the rest.

โœ๏ธStep 01

Enter 7 Numbers

Type or speak your monthly numbers in your own language. Takes 4โ€“5 minutes. No jargon, no complexity.

๐ŸŽฏStep 02

Get Your Score

ScoreMyBiz analyses your numbers across 6 financial metrics and generates your Health Score in 30 seconds.

๐Ÿš€Step 03

Know What to Fix

Simple Mode gives a traffic light and 3 clear actions. Detailed Mode gives you the full CFO dashboard.

Two Report Modes

Simple for shop owners.
Detailed for power users.

Switch between modes with one tap. Same data, same score โ€” two completely different views.

๐ŸŸข Simple Mode

For Shop Owners

One score. Three signals. One action. In your language โ€” no finance knowledge needed.

74out of 100
โœ“ Healthy
โœ… Sales are up 12% this month โ€” keep going!
โš ๏ธ โ‚น23,000 stuck with customers โ€” collect this week
โœ… Cash in hand is healthy โ€” 2 months covered
This Week โ€” Do This
Call your top 3 customers who owe you money. Collect before month end.
๐Ÿ”ต Detailed Mode

CFO Dashboard

Full metrics, 6-month trends, 90-day cash forecast, benchmarks, and CA-ready reports.

SCOREMYBIZ REPORT โ€” OCT 2026
74/100 ๐ŸŸก
Gross Margin
34.2%
Benchmark: >30% โœ“
Collection Eff.
67%
Benchmark: >80% โš ๏ธ
Working Capital
+โ‚น1.2L
Positive โœ“
Expense Ratio
52%
Rising โš ๏ธ
6-Month Trend
M
J
J
A
S
O
โš ๏ธ โ‚น23,000 stuck in collections
โš ๏ธ Expenses up 18% vs last month
Smart Business Intelligence

Beyond the score โ€” we tell you exactly what to do next.

Benchmarks, predictions, alerts, and guidance that used to cost โ‚น50,000/month in consulting fees.

๐Ÿ†

Industry Benchmarks

See how your business compares to similar businesses โ€” in your city, your industry, your revenue range.

Competitive Intelligence
๐Ÿฆ

Bank Loan Readiness

Know exactly when your business is ready to approach a bank โ€” and what to fix first to maximise approval chances.

Growth Decision
๐Ÿ‘ท

Hire or Fire Signal

Should you hire this month? ScoreMyBiz analyses your revenue growth and cash flow for a clear hire/hold signal.

Staffing Intelligence
๐Ÿ“ˆ

Expansion Readiness

Thinking of a second branch? We calculate whether your current business can support expansion right now.

Scale Decision
๐ŸŒฆ๏ธ

Weather & Season Impact

Monsoon affecting your hardware sales? Ramadan boosting your food business? We track seasonal patterns by location.

Market Intelligence
๐Ÿ“ฐ

Government & Policy Alerts

New GST rule? Fuel price change? ScoreMyBiz sends alerts about government news affecting your business in your language.

Policy Watch
๐Ÿšจ

Early Warning System

Detects danger signals 2โ€“3 months before a crisis โ€” falling margins, rising dues, shrinking cash.

Crisis Prevention
๐Ÿšช

Exit or Pivot Signal

Uses 6 months of data to tell you if a business is structurally unviable โ€” and what pivots might save it.

Business Intelligence
๐ŸŒ

Local Market Conditions

New mall near your kirana? Quick commerce expanding to your area? We monitor local developments before they hit.

Local Intelligence
Data Security

Your data is safer than a bank vault.

ScoreMyBiz uses the same security standards as international banks. Nobody, including us, can access your data without your permission.

๐Ÿ”

256-Bit Encryption

Every number encrypted with AES-256 โ€” same standard used by international banks. Scrambled before it leaves your phone.

โœ“ Bank-Grade Encryption
๐Ÿ”’

Your Data. Only Yours.

We never sell your business data. Never share with advertisers, competitors, or third parties. Your numbers are yours alone.

โœ“ Zero Data Selling
๐Ÿ›ก๏ธ

Secure Cloud Storage

ISO 27001-certified servers with daily backups. Even if your phone is lost, your 12 months of history is safe.

โœ“ ISO 27001 Certified
๐Ÿ”‘

Two-Factor Auth

Login protected by OTP on WhatsApp or SMS. Nobody can access your account without physical access to your phone.

โœ“ 2FA on WhatsApp
๐Ÿ‘๏ธ

No Employee Access

ScoreMyBiz employees cannot see your individual business data. Benchmarks use anonymised, aggregated data only.

โœ“ Zero Staff Access
๐Ÿ“ต

Offline Mode

Enter numbers without internet. Data syncs securely when you're back online. Your business never stops.

โœ“ Works Offline
Global Coverage

Built for Two Continents.
12 Languages. One Tool.

ScoreMyBiz speaks your language โ€” because every business owner deserves financial clarity in their mother tongue.

๐Ÿ‡ฎ๐Ÿ‡ณ Hindi
๐ŸŒ English
๐Ÿ‡ณ๐Ÿ‡ฌ Yoruba
๐Ÿ‡ณ๐Ÿ‡ฌ Nigerian Pidgin
๐Ÿ‡ณ๐Ÿ‡ฌ Hausa
๐Ÿ‡ฐ๐Ÿ‡ช Swahili
๐Ÿ‡ฌ๐Ÿ‡ญ Twi
๐Ÿ‡ซ๐Ÿ‡ท French (W.Africa)
๐Ÿ‡ฎ๐Ÿ‡ณ Tamil
๐Ÿ‡ฎ๐Ÿ‡ณ Telugu
๐Ÿ‡ฎ๐Ÿ‡ณ Marathi
๐Ÿ‡ฎ๐Ÿ‡ณ Gujarati
Who It's For

If you run a business without a full-time accountant โ€” ScoreMyBiz is for you.

Any small or mid-size business across India and Africa that needs financial clarity without the cost of a CA.

๐Ÿช

Kirana & Provision Stores

Know if margins are shrinking before it's too late

๐Ÿ’Š

Medical & Pharmacy

Track stock, expiry costs, collection efficiency

๐Ÿ”ง

Hardware & Building

Manage large supplier dues intelligently

๐Ÿ‘—

Fashion & Clothing

Monitor seasonal trends and slow-moving stock

๐Ÿฝ๏ธ

Restaurants & Food

Daily revenue, food cost, breakeven tracking

๐Ÿ“ฆ

Traders & Distributors

Monitor working capital and payment cycles

๐Ÿญ

Small Manufacturers

Production efficiency, raw material, forecasting

๐Ÿ’ผ

Service Businesses

Freelancers, salons, consultants โ€” track billing

Pricing

Start free. Upgrade when you're ready.

No hidden fees. Cancel anytime. Select your country for local pricing.

Free
โ‚น0/month
Nigeria: โ‚ฆ0 ยท Kenya: KSh0 ยท USD: $0
Get your first Business Health Score. No card needed. Forever free.
  • Health Score (1 month)
  • Simple Mode report
  • 3 warning signals in your language
  • 4 languages
  • No history
  • No PDF export
Start Free โ€” No Card
Starter
โ‚น99/month
Nigeria: โ‚ฆ500 ยท Kenya: KSh150 ยท USD: $1.20
For solo traders and small shops just getting started.
  • 6 months data history
  • Simple + Detailed mode
  • Monthly PDF report
  • All 12 languages
  • WhatsApp monthly reminder
  • No cash forecast
Get Starter
โญ Most Popular
Growth
โ‚น299/month
Nigeria: โ‚ฆ1,500 ยท Kenya: KSh450 ยท USD: $3.60
The complete business health toolkit for growing businesses.
  • 12 months data history
  • Simple + Detailed mode
  • 30/60/90-day cash forecast
  • Industry benchmarks
  • Hire/expand/loan signals
  • Weather & policy alerts
  • WhatsApp danger alerts
Get Growth Plan
Pro
โ‚น799/month
Nigeria: โ‚ฆ4,000 ยท Kenya: KSh1,200 ยท USD: $9.60
For multi-location businesses and CAs managing clients.
  • Up to 5 business locations
  • Everything in Growth
  • GST/VAT/FIRS data import
  • Bank statement analysis
  • 20 client dashboards (CA plan)
  • White-label CA reports
  • Priority WhatsApp support
Get Pro
Real Stories

What business owners say

"
๐ŸŸข Score: 81/100

"Mujhe pata hi nahi tha ki โ‚น40,000 mere customers ke paas phansa hua hai. ScoreMyBiz ne pehle mahine mein dikhaya. Usi hafte collect kar liya."

๐Ÿช
Rajesh Sharma
Kirana Store โ€” Najafgarh, Delhi ๐Ÿ‡ฎ๐Ÿ‡ณ
"
๐ŸŸก Score: 63/100

"Na ScoreMyBiz tell me say my provision shop dey make loss every month. I no even know. Now I don fix my pricing and things dey better sharp sharp."

๐Ÿ›’
Emeka Okafor
Provision Store โ€” Lagos, Nigeria ๐Ÿ‡ณ๐Ÿ‡ฌ
"
๐ŸŸข Score: 77/100

"I use ScoreMyBiz for all my 15 clients now. Simple Mode for owners who don't understand finance. Detailed Mode for quarterly reviews. Perfect tool."

๐Ÿ“‹
CA Priya Malhotra
Chartered Accountant โ€” Dwarka, Delhi ๐Ÿ‡ฎ๐Ÿ‡ณ
Score My Biz โ€” In 5 Minutes
115M+
Target Businesses
12
Languages
2
Continents
โ‚น0
To Start
About ScoreMyBiz

Built for the shop owner who has no time for spreadsheets.

ScoreMyBiz was born from a simple observation โ€” 115 million small businesses across India and Africa work incredibly hard every day, but have no way to know if their business is actually healthy. They can't afford a CA. Accounting software is too complex. Nobody is building tools for them in their own language.

We built ScoreMyBiz to change that. Enter 7 numbers. Get a complete Business Health Score in 5 minutes. Know exactly what to fix. In Hindi, Yoruba, Swahili, Pidgin, or English โ€” wherever you are.

๐ŸŽฏ
Mission
Give every small business owner โ€” regardless of education or language โ€” the financial clarity they deserve.
๐ŸŒ
Vision
A world where no small business fails simply because the owner didn't have access to basic financial intelligence.
๐Ÿ’Ž
Values
Simplicity first. Honesty always. Build for the many, not the few. Language is never a barrier.

Get Started on WhatsApp

Have questions? Want to sign up? Just send us a WhatsApp message โ€” we'll get you set up in minutes. Available in English, Hindi, and Nigerian Pidgin.

Your Business Deserves
a Health Score.

Join thousands of small business owners across India and Africa who know exactly where their business stands โ€” every single month.