Terms of Service

Last updated: August 17, 2026  |  Effective: August 17, 2026

1. Acceptance

By registering or using scoremybiz.com, you agree to these Terms. If you do not agree, do not use the service.

2. The service

ScoreMyBiz generates a Business Health Score (0–100) from financial data you enter. The score is calculated algorithmically using a published methodology. It is:

• Informational only — not a guarantee of business performance
• Based solely on the numbers you provide — accuracy depends on your inputs
• Not audited or certified by any regulatory body
• Not a substitute for professional financial advice

3. Free trial

New users receive a 30-day free trial after registration. During the trial:

• Score calculation is unlimited
• ScoreMyBiz Advisor is available (3 questions a day); photo entry 30 and voice entry 30 a month

No payment details are taken at signup and nothing is charged automatically. We remind you before your 30 free days end. When they end, you choose how to continue: ₹299 a month, or ₹9,999 once for a 10-year plan.

After 30 days, a plan is needed to keep seeing your score. On the monthly plan the Advisor answers 5 questions a day, with photo entry 100 and voice entry 60 a month. The 10-year plan does not include AI help (see section 4).

4. Plan and payment

• There are two ways to pay: ₹299 per month, paid month to month; or the 10-year plan, ₹9,999 paid once, which runs for 10 years from the day you pay
• Prices are shown in your selected currency at checkout
• Paid on the website or through our WhatsApp pay link, nothing is charged automatically: you pay again only when you choose to continue. Subscribed inside the app through Google Play or the App Store, the store renews the plan each month until you cancel it in the store.
• To stop, simply do not pay for the next month; there is nothing to cancel
• Payments are processed securely by Razorpay. We do not store payment card details.
• The 10-year plan includes the book, every report, the score, reminders to customers (up to 100 WhatsApp reminders a month), the CA link, shops, staff and year end. It does not include AI help — the Advisor, reading photos, voice notes and reading bank statements — which is sold separately.
• When the 10 years end, the account becomes read-only: you can still see and download your book and reports, but not add to them, until you extend the plan
• Purchases made inside the app through Google Play or the App Store follow that store's terms for payment, renewal, cancellation and refunds. Outside India, plans are sold only through the stores; the website and the WhatsApp pay link serve India.

5. Refund policy

Your first payment — on the monthly plan or the 10-year plan — comes with a 7-day full refund, no questions asked — email support@scoremybiz.com within 7 days of that payment. Later monthly payments are refunded pro-rata for the unused days of that month, on request. Refunds are processed within 5–7 business days to your original payment method.

6. Your data

You own your data. We process it only to provide the service. See our Privacy Policy for full details.

7. Acceptable use

You agree not to:

• Enter false or misleading data to manipulate your score
• Use the service for any unlawful purpose
• Attempt to reverse-engineer, scrape, or copy the scoring model
• Share account credentials with others
• Use automated tools to access the service

8. ScoreMyBiz Advisor

The Advisor is powered by an AI language model (Anthropic Claude). It is designed for business-related questions only. The Advisor:

• Responds only to questions about your business finances, operations, and strategy
• Does not provide certified financial, legal, or tax advice
• May make errors — always verify important decisions with a qualified professional
• Does not retain chat history between sessions

9. CA Partner accounts

CA Partner accounts are for licensed Chartered Accountants only. CAs may not access client chat history. Client data entered by a CA on behalf of clients remains the property of those clients.

10. Intellectual property

ScoreMyBiz™ is a registered trademark of Arthvan Analytics Private Limited (Class 42, Application No. O-0005716011, priority date August 12, 2026). The scoring methodology, interface, and content are proprietary. You may not copy, reproduce, or distribute any part of ScoreMyBiz without written permission.

11. Limitation of liability

ScoreMyBiz and Arthvan Analytics Private Limited are not liable for any business decisions made based on scores or Advisor responses. Our total liability to you for any claim is limited to the amount you paid us in the 3 months preceding the claim.

12. Governing law

These Terms are governed by the laws of India. Disputes shall be resolved in the courts of New Delhi, India.

If you bought your plan through Google Play or the App Store, the store's own terms also apply to that purchase.

If you live outside India, nothing in these Terms takes away the rights your own country's consumer law gives you and does not let you give up.

13. Contact

Questions about these Terms: info@scoremybiz.com