Personal Health Score

Your business health starts with your health.

Upload a salary slip, passbook, or any personal paper — or enter your numbers directly.

Required Income & Expenses

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Monthly Take-Home Income

Monthly Total Expenses

Optional Family

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Your Age

Number of Dependants

Monthly Family Expenses

Monthly Education Costs

Dependants raise your emergency-fund target (3 months + 1 per dependant, up to 9). Age adds a life-stage note to your results.

Optional Assets & Savings

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Total Savings

Mutual Funds / Stocks

Fixed Deposits

Gold / Jewellery Value

Optional Debts & EMIs

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Home Loan EMI

Personal Loan EMI

Car Loan EMI

Credit Card Outstanding

Optional Other Income

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Side Income / Freelance

Rental Income

Optional Personal Goals

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Short-Term Goal Amount (1–2 years)

Short-Term Goal — Years to Achieve

Long-Term Goal Amount (5–10 years)

Long-Term Goal — Years to Achieve

Optional Insurance Cover

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Life Insurance Cover

Health Insurance Cover

Term Plan Premium / month

Not financial advice · Calculated algorithmically · For informational purposes only

Analysing your personal finances…

Your Personal Health Score

The Breakdown

How was this calculated?

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Do This This Week

Stress test

How your score holds up if income or expenses move. Same formula, three sets of numbers.

Side-business readiness

Ready to go full-time on your business?

Numbers from your score are pre-filled. Add what your side business earns today and how fast it is growing.

Total savings (₹)

Monthly household expenses (₹)

Dependants

Side-business monthly profit today (₹)

Expected monthly profit growth (%)