Privacy Policy

Last updated: August 17, 2026  |  Effective: August 17, 2026

Short version: We collect only what we need to give you your Business Health Score. We never sell your data. You can delete your data any time by emailing support@scoremybiz.com.

1. Who we are

ScoreMyBiz™ is a product of Arthvan Analytics Private Limited, operating at scoremybiz.com. We help business owners and professionals in India understand their financial health through a simple score.

This policy applies to all users of scoremybiz.com and any ScoreMyBiz application.

2. What data we collect

3. How we use your data

We do not use your data for advertising, profiling, or sale to third parties.

4. Legal basis — DPDP Act 2023

We process your personal data under the Digital Personal Data Protection Act 2023 (India) on the basis of your consent (given at registration) and for legitimate interests (product improvement, security). You may withdraw consent at any time.

5. Data sharing

We do not share your data with any other third party.

6. Data retention

We retain your data for as long as your account is active. If you delete your account, we delete your personal data within 30 days. Anonymised, aggregated data (used for benchmarks) may be retained longer.

Free accounts with no activity for 24 months are deleted, after a 90-day warning by WhatsApp or email. Paid accounts keep their data while subscribed and for 12 months after. Photos you send for reading (daily sheets, receipts, notebooks) are not stored — we read the numbers and discard the image. Shop photos you upload yourself (for your business card or listing) are stored until you remove them or delete your account.

You can download everything we hold about you at any time from the app's Account screen ("Download my data"), and delete it all from the same screen ("Delete my account").

We count page visits ourselves, without cookies and without any outside tracking company: the page opened, the site you came from, your language and any campaign tag in the link. No name, phone number or IP address is kept with those counts, and browsers set to Do Not Track are not counted.

7. Your rights

To exercise any right, email support@scoremybiz.com with subject "Data Request". We respond within 72 hours.

8. Data deletion

Email support@scoremybiz.com with subject "Delete My Data". We will permanently delete your account, scores, and personal data within 30 days and send you a confirmation.

Delete your account

You can delete your account yourself, at any time, in any of three ways:

Deletion is permanent. It removes your scores, ledger, daily entries, invoices, tasks, goals, notifications and network posts within 24 hours, and signs you out everywhere.

Anonymised, aggregated figures that have already been used in industry benchmarks cannot be traced back to you and therefore cannot be recovered or removed.

9. Security

All data is encrypted in transit (HTTPS/TLS) and at rest. Passwords are hashed. Financial inputs are processed in-browser and transmitted only over secure connections. We conduct periodic security reviews.

10. Cookies

We use essential cookies for session management and analytics cookies (Google Analytics) for usage statistics. You may decline analytics cookies via the cookie banner on first visit.

11. Children

ScoreMyBiz is not intended for users under 18. We do not knowingly collect data from minors. If you believe a minor has registered, contact us at support@scoremybiz.com.

12. Changes to this policy

We will notify you by WhatsApp or email at least 7 days before making material changes to this policy.

Grievance Officer (DPDP Act 2023)
Sanjeev Gulia, Arthvan Analytics Private Limited
Email: complaints@scoremybiz.com
Response time: within 72 hours

General privacy queries: support@scoremybiz.com